We recently saw a press release from a mid-sized credit union touting the launch of its latest new branch. You would think that a credit union highlighting yet another branch (they have a few) would be doing so after generating amazing results with the ones it already had. Well … not the case.
The chart below highlights the credit union’s HealthScore trends over the last few years. Keep in mind our HealthScore scale is 0-10 with 10 being high performing – and the industry average is 5.862.
HealthScore Trend Table
Visit https://www.glattconsulting.com/healthscore/healthscore-trends to see additional details regarding score acronyms and trends.
Cycle_Date
HS
NW
SE
RA
OE
EF
DL
CO
TX
CS
RS
LA
DM
LM
BM
AG
LG
MG
03/31/2004
4.4706
7.5
7
3.5
2
6
3
1
9
6
3.5
4.5
4
4.5
6
8.5
0
0
06/30/2004
4.0882
7.5
7
3
2
6
2.5
1
9
6
4
5.5
4
4.5
6.5
0
1
0
09/30/2004
4.4412
7.5
7
4.5
2
6.5
2
1.5
8.5
5.5
4
5.5
4
4.5
6.5
1.5
4.5
0
12/31/2004
4.4412
8.5
7.5
5.5
1.5
7
2
1.5
8.5
2.5
4
6
4
5
7
0
5
0
03/31/2005
5.5588
8
7
8
1.5
8.5
2
1
9
7
4
5.5
4
4.5
6.5
9.5
0
8.5
06/30/2005
5.0294
8.5
7.5
8.5
1.5
8.5
2
1
8.5
5
4
6
4
4.5
6.5
4
0
5.5
09/30/2005
4.9706
9
8
8.5
1.5
8.5
2
1
9
6
4
6
4
4.5
6.5
2.5
0
3.5
12/31/2005
4.5588
9
8
8.5
1
8.5
2.5
1
9
2.5
4
6.5
4
5
5.5
0
2.5
0
03/31/2006
5.6765
9
7.5
5.5
1
6.5
3.5
1
9
4
4
6.5
4
5.5
5.5
10
10
4
06/30/2006
5.4706
9
7.5
6
1
7
3.5
1
9
1.5
4
7
4
5.5
5.5
6.5
10
5
09/30/2006
5.0882
9.5
8.5
6
0
7
4
1
9
1
3.5
7.5
3.5
6
5.5
1
9.5
4
12/31/2006
5.3529
9
8
6.5
1
7
3
1.5
9
3
3
7
4
5.5
5
6
7.5
5
03/31/2007
4.9706
9
8
5
1
6.5
3.5
1.5
9
4
3
6.5
4
5.5
5
4.5
0
8.5
06/30/2007
4.9412
9.5
8.5
2.5
7
6
3
1.5
9
4
3
7
4
5.5
4.5
0
2
7
09/30/2007
4.5294
9.5
8.5
5
1
6
2.5
1.5
9
3.5
3
7.5
3.5
5.5
5
0
2.5
3.5
12/31/2007
4.5
10
9
6
1
6.5
1.5
1
8.5
3
3
8
3.5
6
5
0
4.5
0
03/31/2008
5.1176
10
9
9
1
6.5
2
1.5
9
4.5
3
7.5
4
6
5
9
0
0
06/30/2008
4.8235
10
9
8
1
6.5
1.5
1.5
8.5
3.5
3
7.5
4
6
5
7
0
0
09/30/2008
4.6765
10
9.5
8
0
7
1
1.5
8.5
3
3
7.5
3.5
6
5
2.5
0
3.5
12/31/2008
4.5
10
10
7
1
7
1
1
8
3.5
3
7.5
4
6
5
2.5
0
0
03/31/2009
4.7353
9.5
9
5.5
1.5
8.5
0
1
7.5
4.5
2.5
6.5
4
6
4.5
10
0
0
06/30/2009
4.3824
9.5
9.5
0
0
8.5
0
0
7.5
6
2.5
6.5
4.5
6
4.5
9.5
0
0
09/30/2009
4.8235
10
9.5
9
1
9.5
0
0
7.5
5
2.5
6.5
4.5
6
4.5
6.5
0
0
12/31/2009
4.6471
9.5
9
6
1.5
9.5
0
0
7.5
5.5
2.5
6.5
4.5
6
4.5
6.5
0
0
03/31/2010
4.5294
9
9
2.5
1.5
8.5
0
0
7.5
4.5
2.5
6
4.5
5.5
4
8
0
4
06/30/2010
4.0294
8
8
0
1.5
9
0
0
7.5
2.5
2.5
5.5
5
5.5
4
8
0
1.5
09/30/2010
4.0294
8
8
0
1.5
9
0
0
8
2.5
2
5
5
5
4
6
0
4.5
12/31/2010
4
8
8
0
1.5
8
0
0
8
4.5
2
5
5
5
4
5.5
0
3.5
03/31/2011
3.6765
8
8
1
1.5
7
1
0
8.5
2.5
2
4.5
5
5
4
4.5
0
0
06/30/2011
3.5882
8
8
3
1.5
7
1.5
0
8.5
1.5
2.5
4
5
4.5
3.5
2.5
0
0
09/30/2011
3.7353
8
8
1.5
1.5
6.5
1.5
0
9
3.5
2.5
4
5.5
4.5
3.5
4
0
0
12/31/2011
3.9118
8
8
3
1.5
6.5
1.5
0
8.5
5
2
4
5.5
4.5
4
4.5
0
0
03/31/2012
4.8529
7.5
7.5
4.5
2
4
1.5
1.5
9
5
2
4
6
5
4
9.5
9.5
0
06/30/2012
4.5588
7.5
7.5
5
1.5
3.5
1.5
1.5
9
4.5
2
4
6
5
4
7
8
0
09/30/2012
4.4118
8
8
6
2
4
2
1.5
9
4
2
4
6
5
4
5.5
4
0
12/31/2012
4.1765
8
8
6
1.5
4
1.5
1
9
4
2
4
6
5.5
4.5
3
3
0
03/31/2013
3.8235
8
7.5
0
1.5
0
1.5
1.5
8.5
6
2
3.5
7
5.5
4
8.5
0
0
06/30/2013
3.4412
8
7
1.5
1
1
1.5
1.5
9
3.5
2.5
3.5
6.5
5.5
4
2.5
0
0
09/30/2013
3.2941
8
7.5
1
1
1
1.5
1.5
8.5
1
2.5
4
6.5
5.5
4.5
1
1
0
12/31/2013
3.3529
8.5
7
1
1
1.5
1
1.5
8.5
0
2.5
4.5
6.5
6
4.5
0
3
0
03/31/2014
4.0882
8
7
0
1.5
2
2.5
1
9
1.5
2.5
4.5
6.5
6
4.5
8
0
5
06/30/2014
4.1471
8
7.5
0
1.5
2
2.5
1
9
1.5
2.5
4.5
6.5
6
4.5
5
2
6.5
09/30/2014
3.7941
8
7.5
0
1.5
3
2.5
1.5
9
1.5
2.5
4.5
6.5
6
4.5
1
2.5
2.5
12/31/2014
3.9118
8.5
7.5
0
1.5
3
3
1.5
9
1
2.5
5.5
6
6.5
4.5
0
6.5
0
03/31/2015
4.0882
8
7.5
0
1.5
3.5
3
1
9
2.5
2.5
5
6.5
6.5
4.5
8.5
0
0
06/30/2015
4.0588
8
7.5
0
1.5
4.5
4
1
9
2.5
2.5
5.5
6.5
6.5
4.5
2
3.5
0
09/30/2015
4.0882
8.5
8
0
1.5
4
3
1.5
9
3
2.5
6
6.5
6.5
4.5
1
4
0
12/31/2015
4.0294
8.5
7.5
0
1.5
4
3
1.5
9
3
2.5
6
6.5
7
4.5
1
3
0
03/31/2016
4.2941
8
7.5
1.5
2
3.5
2.5
2
9
4
2.5
5.5
7
7
4.5
6.5
0
0
06/30/2016
4.1765
8
8
1.5
2
3.5
2.5
2
9
4
2.5
5.5
7
7
4.5
4
0
0
09/30/2016
4.2059
8
8
1.5
2
3
4
2
9
4
2.5
5.5
7.5
7
5
2.5
0
0
12/31/2016
4.0294
8.5
7.5
1
2
3
4
2
9
3.5
2.5
5.5
7.5
7.5
5
0
0
0
03/31/2017
4.2647
8.5
7.5
0
2
2.5
4
2
9
3.5
2.5
5.5
8
7.5
5
3.5
1.5
0
06/30/2017
4.2353
8.5
7.5
1
2
2.5
3.5
2
9
4
2.5
5.5
8
7.5
5
1.5
2
0
09/30/2017
4.2941
8.5
8
1
2
2.5
4.5
2
9.5
4
2.5
6
7.5
7.5
5
0
2.5
0
12/31/2017
4.2059
8.5
7.5
1
1.5
3
4
2
9
4
2.5
6
8
7.5
5
0
2
0
03/31/2018
4.9118
8.5
7.5
0
1.5
4
4
2
9
3.5
2.5
6
7.5
7.5
4.5
0
5.5
10
06/30/2018
4.4412
8.5
7.5
1.5
1.5
4
5
2
9
4
3
6
8
8
5
0
2.5
0
09/30/2018
4.3235
9
8
1.5
1.5
4
5
2
9
4
3
6
7.5
8
5
0
0
0
12/31/2018
4.2647
9
8
1
1.5
3.5
4.5
2
9
4
3
6
8
8
5
0
0
0
Like this: Like Loading...
