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HealthScore Trends: Changing Score Distributions

What did the credit union industry HealthScore distribution look like ten years ago as compared to today? In this post we explore the score mixture from 2010 through 2019, highlighting impressive changes in credit union scores, and a recent plateau…

Record Credit Union HealthScore Streak Lives On – For Now

The Credit Union Industry HealthScore for Q4 2019 is 5.887, a 0.41% improvement over Q4 2018. While this represents an unprecedented 24th straight quarter of year-over-year improvement, the level of improvement has tapered off substantially, driven in large part by…

Most Frequently Accessed Products

In this post we share a simple strategy for analyzing relevance and utility of products and services inspired by the way computers manage frequently accessed information. An easy-to-read article on computer caching published by Hazelcast describes the basics of computer…