The Credit Union Industry HealthScore is an assessment model used to evaluate the performance of US-based credit unions. To arrive at the HealthScore, performance scores for 17 different key ratios are calculated at the individual credit union level, and at the industry level. Our scoring is based on a ten-point scale, with five generally indicating historically average performance.
Q4 2022 HealthScore
The latest HealthScore is above average in terms of our score construct, but this is the fourth straight quarter of year-over-year decline.

The Current HealthScore is 6.208
Score Leaders
This Quarter’s Top Performers
Sycamore
8.941
Sycamore is located in Sycamore, Alabama. It is $47M in total assets, and serves over 2,500 members.
- Assets: $47M
- Members: 2,500
- Branches: 1
Citymark
8.794
Citymark is located in Pennsylvania. It is $110M in total assets, and serves 5,700 members.
- Assets: $110M
- Members: 5,700
- Branches: 4
Cottonwood
8.706
Cottonwood Community is located in Idaho. It is $239M in total assets and serves 9,900 members.
- Assets: $239M
- Members: 9,900
- Branches: 7