The Credit Union Industry HealthScore is an assessment model used to evaluate the performance of US-based credit unions. To arrive at the HealthScore, performance scores for 17 different key ratios are calculated at the individual credit union level, and at the industry level. Our scoring is based on a ten-point scale, with five generally indicating historically average performance.
Current Score
The Q2 2023 credit union industry HealthScore is 6.178, .37% decline over Q2 2022. The drop in score was driven primarily by negative trends for credit quality and growth.

HealthScore Leaders
Q1’s Top Performers!
Capital Area
9.000
Capital Area FCU has a score of 89.000. The credit union is located in Augusta, Maineand is $61.8M in total assets serving over 3,900 members.
Materion
8.765
Materion FCU has a score of 8.765. The credit union is located in Elmore, Ohio and is $30.7M in total assets serving over 2,100 members.
Responders E.S.
8.735
Responders Emergency Services CU has a score of 8.735. The credit union is located in Spokane, WA and is $52.6M in total assets serving 2,700 members.