Glatt Consulting’s Credit Union Industry HealthScore is a composite financial performance score reflecting the financial health of US-based credit unions. The HealthScore system calculates overall credit union health by scoring/grading credit union performance across 17 different key ratios on a ten-point scale, with ten indicating the highest possible performance. The HealthScore is published quarterly and is used by Glatt Consulting, individual credit unions, and media professionals alike to track, report on, and respond to industry-wide trends affecting credit union health.


The current credit union industry HealthScore, updated to include 1st quarter 2022 credit union financial data, is 6.215. The latest score represents a 0.92% year-over-year score decline.

Receive free monthly updates on HealthScore news and trends, and a quarterly report for your credit union.


In 2007 we were asked by a client greatly impacted by the Great Recession to help them quickly identify and rank the overall “health” of potential merger candidates. We created a rudimentary scoring system that allowed us to determine the relative health of potential partners, and to rank their “fit” given the credit union’s objectives. Read more.